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Mortgage 101

Understanding the basics of mortgages is essential for anyone considering purchasing a home. Provided is a comprehensive guide to Mortgage 101, including understanding the mortgage application process, identifying different types of mortgages, and navigating the world of interest rates and closing costs.
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The Requirements You Will Need to Buy a Home!

No matter how much money you have, there are certain things that you will need to purchase a home. Here are the essentials in buying a house.
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Glossary of Popular Mortgage Terms

Looking to learn more about mortgage terms? Here's a handy glossary of terms, so you can get the most out of your next home purchase.
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The Basics of Home Loans

Here's the inside scoop on home loans. From understanding down payments to finding the right lender, this quick guide will make you a pro in no time.
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What is a mortgage interest rate?

Find out what exactly a mortgage interest rate is, how they're calculated, and what you should know before deciding on one.
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The Different Types of Escrow Accounts

Here’s a rundown of the different types of escrow accounts, what they do and how they will be used in your purchase or refinance.
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What are discount points?

Although buying a home typically requires a sizable down payment, discount points can help to reduce the cost of a mortgage.
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What is a down payment?

Understanding what a down payment is, how it affects your interest rate, and the different requirements will help you decide what is best when the time comes to buy a home.
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What is PMI?

It is important to know if and when private mortgage insurance (PMI) is necessary once you decide to buy a home
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Types of Mortgages

It is important to know of the numerous mortgage types that you can select from, that way when the time comes you can choose what is best for you.
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