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Mortgage 101

Understanding the basics of mortgages is essential for anyone considering purchasing a home. Provided is a comprehensive guide to Mortgage 101, including understanding the mortgage application process, identifying different types of mortgages, and navigating the world of interest rates and closing costs.
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What is a mortgage note?

A legal document which outlines the terms of a loan between the buyer and lender
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What is an escrow account?

If you're in the midst of purchasing a home, you'll likely hear about escrow, which is an integral component of the home-buying process.
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Preapproved vs Prequalified

Prequalification is the initial step, while preapproval takes it one step further in the process to help focus on mortgages you can afford
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What are closing costs?

Closing costs include a multitude of expenses on top of your property's purchase price.
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How do mortgages work?

With the right approach, obtaining a mortgage can a be a smooth and painless process. This article will walk you through all of the basics.
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The Top 5 Factors That Affect Your Mortgage Interest Rates

Interest rates are the cost of borrowing money and they're always changing. Here are some things that will effect the interest rate of your mortgage.
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