Steve was incredibly knowledgeable and professional, and he always took the time to answer my questions in a clear and understandable way. He was also very patient and understanding.

I am so grateful to have had Steven on my team. He made everything so simple and always had our best interest. He is someone that made me feel completely comfortable and I felt like I could trust in his work.

When it all seemed hopeless we came into contact with Stephan Phras and he went above and beyond to help us! Not only was he in constant contact and made sure we were content with the stressful process, he made it happen!

Steve is hard working, he answers all my questions promptly and I was extremely satisfied. He helped me where to get all the documents needed for my housing loan. Most important my loan was approved promptly. He is excellent and I highly recommend him to another customer like me.

Steve is awesome. He has not only helped me personally but I am a realtor and he has helped many of my clients. Easy to work with and closes on time!!

My family has refinanced with Steve Phras before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which we appreciated immensely.