Non-QM home loans are essentially the same as Non-Conforming Home loans, but both of these terms refer to different mortgage lending terms.

Preserving Historical Neighborhoods: The Connection Between Culture and Real Estate Value. Explore the cultural significance of historical neighborhoods and how they preserve culture. Learn about the impact of historical designation on property values and the role of homeowners and real estate developers in preservation. Discover the benefits and challenges of owning property in historical neighborhoods.

Enhancing your home's sustainability and value is easier than you think. In this blog post, we explore the importance of energy efficiency and how it can increase your home's value. Discover the top energy-efficient upgrades for your home and learn from real-life examples of homeowners who have successfully enhanced their home's value through these upgrades. We also discuss financing options and how these upgrades can affect your mortgage payments and home insurance. Don't miss out on the opportunity to create a more sustainable and valuable home.

Managing housing costs in retirement is crucial for financial stability. This blog post explores the use of Adjustable Rate Mortgages (ARMs) as a tool in retirement planning. Learn how ARMs work, their pros and cons, and how they can be used to manage housing costs in retirement. Discover a real-life case study and practical tips for using ARMs effectively in retirement planning. Consider whether an ARM might be a useful tool for your retirement goals.

Discover the benefits of exploring potential neighborhoods for real estate investment or personal residency in person. Learn how to effectively plan a real estate road trip and what factors to consider during your visit. Engage with locals to get an authentic feel of the neighborhood and evaluate the property market in the area. Take notes and capture details for later evaluation. Make informed decisions with a thorough assessment.

Here’s a rundown of the different types of escrow accounts, what they do and how they will be used in your purchase or refinance.

Yes, you can refinance a jumbo mortgage. While it's true that jumbo loans are more expensive than conventional mortgages, there are many reasons why buyers should consider getting a jumbo loan when purchasing a home with high appraised values.

You’re a smart, savvy buyer. Are you also smart enough to know when it might be time to walk away? Here's how to make an offer on a house with contingencies!

Navigating the Complexities of Buying a Home in a Flood Zone: An Essential Guide. Understanding flood zones, FEMA flood maps, and the impact on home insurance and mortgage considerations. Learn about home inspection, legal obligations, and mitigation measures for homes in flood zones. Recap of challenges and advice for prospective homebuyers in flood zones.