Learning Center
Everything you need to know about home lending.

Dive into a tailored content series:
Home Equity Conversion Mortgages
Discover the benefits, eligibility criteria, and potential risks of HECMs, empowering you to make informed decisions about leveraging your home equity.
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Everything You Need to Know About Non-QM
Lots of borrowers don't fit the guidelines for a traditional mortgage. Learn how nontraditional mortgages help get them funded.
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Loan Types
Nontraditional Mortgages
What Does Jumbo Loan Mean?
A Jumbo Non-QM loan can be the right choice if you’re looking to get a home loan and don’t feel like you qualify for a government program
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Refinancing
Refinancing Insights: How Market Fluctuations Can Work in Your Favor
Refinancing Insights: How Market Fluctuations Can Work in Your Favor! Discover the relationship between market fluctuations and mortgage rates, and learn how to leverage these fluctuations when timing your refinance. Understand the risks associated with refinancing during market fluctuations and gain valuable tips to mitigate them. Seek professional advice before making refinancing decisions.
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Mortgage 101
How to Approach Mortgage Planning for Multifamily Properties: A Comprehensive Guide
Learn how to effectively plan for a mortgage on multifamily properties with this comprehensive guide. Understand the importance of mortgage planning, factors to consider, choosing the right mortgage type, application process, and tips for successful management.
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Mortgage 101
The Power of Preapproval: Why it Matters in the Homebuying Journey
Discover the power of preapproval in the homebuying journey. Learn what mortgage preapproval is and how it differs from pre-qualification. Understand the benefits of getting preapproved and how it gives a competitive edge to buyers. Follow a step-by-step guide on how to get preapproved and find out what documents are needed. Explore how preapproval affects your credit score and get tips to minimize the impact. Compare preapproval and prequalification to determine which is better for your situation. Debunk common misconceptions about preapproval and recap the importance of getting preapproved in the homebuying journey. Don't miss out on this essential step - get preapproved today!
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Mortgage 101
How to Prepare for a Mortgage Application: Essential Tips
Learn how to prepare for a mortgage application with essential tips on understanding mortgages, credit scores, debt-to-income ratio, saving for a down payment, gathering documents, and choosing the right lender. Start your mortgage application process with confidence.
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Real Estate
Second Home Market: Exploring Trends in Vacation Properties
Explore the latest trends in the second home market and discover the top destinations for vacation properties. From the rise of the market to the impact of COVID-19, learn about financing options and the risks and rewards of investing in a second home. Stay ahead of the game and make informed decisions for your vacation property investment.
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Mortgage 101
Understanding Debt-to-Income Ratio: How Much Can You Borrow?
Learn how to calculate and understand your Debt-to-Income Ratio (DTI) in the mortgage process. Discover why DTI is important in determining loan eligibility and the impact it has on your borrowing amount. Find out how lenders use DTI and different requirements from lenders. Get tips and strategies to lower your DTI and maintain a low ratio. Understand the factors that influence the borrowing amount and the role of DTI in determining how much you can borrow. Explore real-life case studies and learn valuable lessons. Recap the key points and gain a deeper understanding of the importance of knowing your DTI.
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Loan Types
Balancing the Scales: When to Consider a Home Equity Loan (HELoan) for Your Debt Consolidation Efforts
Considering a Home Equity Loan (HELoan) for debt consolidation? Learn about the benefits, risks, and when it might be the right choice for you. Explore alternatives and make an informed decision.
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Mortgage 101
Understanding the Factors Influencing Mortgage Rates
Understanding the Factors Influencing Mortgage Rates - Discover how the Federal Reserve, economic indicators, the housing market condition, credit score, and loan types can impact mortgage rates. Learn how to improve your credit score and choose the right loan to secure the best rates. Keep an eye on these factors when planning to take out a mortgage.
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