Learning Center Series

Your First Mortgage

Purchasing your first home is an exciting but often overwhelming experience. In this blog series, we guide first-time homebuyers through the process of obtaining their first mortgage, including understanding credit scores and pre-approval process.
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Basic Homebuying Tips and Tricks

Looking to buy a home? Learn essential tips to help you navigate the process and make informed decisions. Check it out now!
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Glossary of Popular Mortgage Terms

Looking to learn more about mortgage terms? Here's a handy glossary of terms, so you can get the most out of your next home purchase.
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What is a mortgage interest rate?

Find out what exactly a mortgage interest rate is, how they're calculated, and what you should know before deciding on one.
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The Different Types of Escrow Accounts

Here’s a rundown of the different types of escrow accounts, what they do and how they will be used in your purchase or refinance.
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What are discount points?

Although buying a home typically requires a sizable down payment, discount points can help to reduce the cost of a mortgage.
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What is a down payment?

Understanding what a down payment is, how it affects your interest rate, and the different requirements will help you decide what is best when the time comes to buy a home.
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What is PMI?

It is important to know if and when private mortgage insurance (PMI) is necessary once you decide to buy a home
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What is a mortgage note?

A legal document which outlines the terms of a loan between the buyer and lender
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What is an escrow account?

If you're in the midst of purchasing a home, you'll likely hear about escrow, which is an integral component of the home-buying process.
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