Learning Center Series
Everything You Need to Know About Non-QM
Non-QM (Non-Qualified Mortgage) loans can be a valuable option for borrowers who don't meet the strict requirements of traditional mortgages. In this blog series, we explore everything you need to know about Non-QM loans, including eligibility requirements, benefits and drawbacks, and how to determine if a Non-QM loan is right for you.
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The Ability to Repay Rule
The Ability to Repay Rule is a regulation of the Dodd-Frank Act that was created to counteract predatory lending.
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The Different Type of Non-Owner Occupied Non-QM Products
What are the different types of Non-Owner Occupied Non-QM products? Learn more about each one below.
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Are You Eligible for an Assumable Mortgage?
Taking on the responsibility of an assumable mortgage can be a great way to lower your monthly mortgage payments. But before you jump in, here's what you need to know about this popular option.
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What Are Buydown Loans?
Buydowns are a way to lower the interest rate on a home loan. They're also called interest-rate buydowns, mortgage buydowns, and discounted origination fees. You might call them "the best thing since sliced bread."
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What are Foreign National Home Loans?
The good news for foreign nationals looking to purchase real estate in the United States is that there’s an alternative to a U.S. mortgage—foreign national home loans.
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How do Successful Entrepreneurs use Fix & Flip Home Loans
There's a reason why fix and flip home loans have been so popular: They help home-buyers make great returns by minimizing their down payments and maximizing their cash flow.
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How do Balloon Payments Work?
What is a Balloon Payment? A balloon payment is when you have to make a one-time payment on your loan before the maturity date. It may be due at the end of the term, or it could be spread out over time.
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What Does Jumbo Loan Mean?
A Jumbo Non-QM loan can be the right choice if you’re looking to get a home loan and don’t feel like you qualify for a government program
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Are Non-QM home loans the same as Non-Conforming Home loans?
Non-QM home loans are essentially the same as Non-Conforming Home loans, but both of these terms refer to different mortgage lending terms.
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