Learning Center Series

Everything You Need to Know About Non-QM

Non-QM (Non-Qualified Mortgage) loans can be a valuable option for borrowers who don't meet the strict requirements of traditional mortgages. In this blog series, we explore everything you need to know about Non-QM loans, including eligibility requirements, benefits and drawbacks, and how to determine if a Non-QM loan is right for you.
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Non-QM Mortgages: Are They the Right Choice for Your Home Financing Needs?

What is a non-QM mortgage? A non-QM mortgage is a type of home financing that doesn't require you to qualify for a conventional mortgage.
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How to get a Home Loan When you are Self Employed

Get ready to celebrate! It is easier then ever for lenders to use other types of evidence to verify your income when you apply for a home loan.
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Self employed Non-QM Home Loan Solutions

Non-QM home loans allow self-employed borrowers to use the traditional income and expense approach to qualify for a mortgage by providing proof of income, expenses and assets.
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How to Take Over Someone Else's Mortgage

Assumable mortgages are a unique option to help avoid high interest rates. This article will tell you more!
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How to Apply for a Mortgage With an ITIN Number

Wondering if you can get a mortgage with an ITIN? We've got the answers.
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How to Apply for a Mortgage Using Bank Statements

Need a mortgage that doesn't rely on tax returns or W-2s? This Non-QM product will help.
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Can Jumbo Loans Be Refinanced?

Yes, you can refinance a jumbo mortgage. While it's true that jumbo loans are more expensive than conventional mortgages, there are many reasons why buyers should consider getting a jumbo loan when purchasing a home with high appraised values.
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Private Mortgage Insurance for Jumbo Home Loans

The amount you’re borrowing may not be as important as the value of your home when it comes to PMI and Jumbo home loans. Learn more here.
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The Ability to Repay Rule

The Ability to Repay Rule is a regulation of the Dodd-Frank Act that was created to counteract predatory lending.
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