VA

Helping service members, veterans, and eligible surviving spouses become homeowners.

All servicemembers, veterans, and spouses of those who have/currently are serving may be eligible to the multitude of options and benefits provided from a VA loan to help you buy, build repair or retain a home.

No money down required

Low interest rates

Limited closing costs

No PMI (Private Mortgage Insurance)

Lifetime Benefit

Government limits the amount of closing costs and origination fees lenders can charge, as well as appraisal fees

There is no limit to the number of times a veteran may use the program

Right to prepay loan without penalties

Limited closing costs

Mortgage can be taken over (or “assumed”) by the buyer. Counselling and assistance is available to veteran borrowers having financial difficulty or facing default on their loan

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