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Super Conforming
Freddie Mac's Super Conforming loan provides the flexibility and liquidity necessary
The larger loan amounts, competitive interest rates and terms offered from Freddie Mac's Super Conforming loan is what make it such a great option for borrowers who are looking to purchase either a primary residence, second home, or investment property
Min. 620 FICO score
Maximum DTI 45% for Manually Underwritten Mortgages
Loan amounts up to $1,089,300 for a single unit in high-cost areas
Eligible for 1- to 4- unit residences, 1- to 4- unit investment properties, and second homes
Super Conforming mortgage must be Fixed-rate, 5/6-Month, 7/6-Month or 10/6-Month ARM
Freddie Mac's super conforming mortgages are mortgages originated using higher maximum loan limits that are permitted in designated high-cost areas.
These higher loan limits are intended to provide lenders with much-needed liquidity in the highest cost areas of the country, while also lowering mortgage financing costs for borrowers located in these areas.