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Nontraditional Mortgages
Non-traditional mortgages can be a valuable option for borrowers who don't meet the strict requirements of traditional mortgages. In this blog category, we will explore how non-traditional mortgages and other innovative financing solutions to help you achieve your homeownership goals.
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How to Apply for a Mortgage With an ITIN Number
Wondering if you can get a mortgage with an ITIN? We've got the answers.
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How to Apply for a Mortgage Using Bank Statements
Need a mortgage that doesn't rely on tax returns or W-2s? This Non-QM product will help.
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Can Jumbo Loans Be Refinanced?
Yes, you can refinance a jumbo mortgage. While it's true that jumbo loans are more expensive than conventional mortgages, there are many reasons why buyers should consider getting a jumbo loan when purchasing a home with high appraised values.
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Private Mortgage Insurance for Jumbo Home Loans
The amount you’re borrowing may not be as important as the value of your home when it comes to PMI and Jumbo home loans. Learn more here.
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The Ability to Repay Rule
The Ability to Repay Rule is a regulation of the Dodd-Frank Act that was created to counteract predatory lending.
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How to use Non-QM Products for a Second Property
If you are looking for a second home there may be an opportunity for you in the Non-QM market.
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The Different Type of Non-Owner Occupied Non-QM Products
What are the different types of Non-Owner Occupied Non-QM products? Learn more about each one below.
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What Are Buydown Loans?
Buydowns are a way to lower the interest rate on a home loan. They're also called interest-rate buydowns, mortgage buydowns, and discounted origination fees. You might call them "the best thing since sliced bread."
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Are You Eligible for an Assumable Mortgage?
Taking on the responsibility of an assumable mortgage can be a great way to lower your monthly mortgage payments. But before you jump in, here's what you need to know about this popular option.
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