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Mortgage 101
Understanding the basics of mortgages is essential for anyone considering purchasing a home. Provided is a comprehensive guide to Mortgage 101, including understanding the mortgage application process, identifying different types of mortgages, and navigating the world of interest rates and closing costs.
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Preparing to Buy a Home
Learn the two crucial steps you need to take to prepare for buying a home. This blog post discusses the importance of getting pre-approved for a mortgage and setting realistic expectations to help you navigate the home-buying process and find a home that meets your needs and budget.
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Assets vs Income
Differentiating between your assets and your income is a critical step in building wealth.
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How to Calculate Debt Service Coverage Ratio (DSCR)
To find out about your DSCR, you'll need to know how much you pay for housing expenses, including principal, interest and insurance. Read more to find out!
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What is Underwriting?
Underwriting can be a complicated process—but it doesn’t have to be. Here's everything you need to know about underwriting.
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Everything You Need to Know About Credit Scores
Credit scores can be a mystery, but it doesn't have to be. We're here to answer all your questions about credit scores and how to use them for your financial well-being.
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Understanding your Budget to Buy a Home
Learn how to create a realistic home buying budget with our comprehensive guide. We'll walk you through the steps of assessing your financial situation, determining your down payment, factoring in closing costs, getting pre-approved for a mortgage, and sticking to your budget. Make informed decisions and find your dream home within your means with our expert advice.
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Five Reasons to Refinance Your Mortgage
Discover the top reasons to refinance your home with our comprehensive guide. From lower interest rates to cash-out refinancing, we'll explore the benefits of refinancing and help you make an informed decision.
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Introduction to Hard Money Lending: What it is and How it Works
Hard money lending, a type of loan secured by real estate collateral often used by real estate investors who need quick access to funds. Learn about how it works, its advantages and disadvantages, and whether it could be a viable option for your financial needs.
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Veteran Loans - Eligibility and Requirements
This blog post provides an in-depth overview of the eligibility requirements for VA loans, a mortgage loan guaranteed by the U.S. Department of Veterans Affairs designed to help veterans and military personnel purchase a home or refinance an existing mortgage
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