Secure Your Dream Home

Navigating the home buying process can be daunting. That's why you need a local expert on your side. With over a decade of experience in the local mortgage industry, Steve Phras has helped hundreds of families move into their dream homes.
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Steve Phras

Branch Manager
NMLS
202906
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Experience Financial Freedom

Local Expertise

Navigating the real estate maze? You need a guide who knows every nook and cranny of the local scene. With Steve Phras at the helm, you're not just getting a loan officer; you're partnering with a neighborhood expert. With deep roots in our community and an intimate knowledge of the local market dynamics, Steve ensures you get insights and advice tailored just for you. Trust in Steve’s local expertise and turn your dream home into a reality.

Transparent Communication

Steve values clear and honest communication, ensuring clients are always informed and never left in the dark.

Tailored Solutions

Recognizing that each client's needs are unique, Steve provides mortgage solutions that are customized to individual financial situations.

Tailored Solutions

Loans with Integrity

Steve's reputation is built on trustworthiness and a commitment to always acting in the best interests of his clients.

Years of Experience

With over a decade in the industry, Steve brings a wealth of knowledge to every transaction.

The Perfect Rate

Trust Steve and his team at Amres to get you the best rate possible. We don't think you will, but if you find a better one, we'll beat it.
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Hear from some of Steve's amazing customers who found the financing they needed.

My family has refinanced with Steve Phras before and we had a great experience working with him again. He kept continual communication with me and my father throughout the process and explained everything explicitly to him, which we appreciated immensely.

Opowrozek

Steve is awesome. He has not only helped me personally but I am a realtor and he has helped many of my clients. Easy to work with and closes on time!!


Kelly

Steve is hard working, he answers all my questions promptly and I was extremely satisfied. He helped me where to get all the documents needed for my housing loan. Most important my loan was approved promptly. He is excellent and I highly recommend him to another customer like me.

Consolacion

When it all seemed hopeless we came into contact with Stephan Phras and he went above and beyond to help us! Not only was he in constant contact and made sure we were content with the stressful process, he made it happen!

Iawarnicke

I am so grateful to have had Steven on my team. He made everything so simple and always had our best interest. He is someone that made me feel completely comfortable and I felt like I could trust in his work.

Edwin

Steve was incredibly knowledgeable and professional, and he always took the time to answer my questions in a clear and understandable way. He was also very patient and understanding.

Antonio

Don't wait any longer

When considering a new home or seeking changes to your current mortgage, turn to Steve Phras. Let him guide you to the perfect financing solution with unmatched expertise. Benefit from his vast experience and knowledge, ensuring your financing journey is seamless from beginning to end.
The Best Service
The Best Rates
The Best Loan Programs
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