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Loan Types
As a mortgage company, we understand that obtaining a loan can be a complex and overwhelming process. That's why this collection is dedicated to helping you navigate the world of loans, including understanding the different types of loans available, how to choose the right loan for your needs, and tips for securing the best rates and terms.
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How to Qualify for an FHA Home Loan - Eligibility, Down Payments, and Borrowing Limits
Consider applying for an FHA loan, a government-backed mortgage with flexible borrowing requirements and lower down payment options. Learn about the eligibility requirements, borrowing limits, credit score impact, and down payment requirements in this blog post.
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Understanding Non-QM Loans and How They Work
Non-QM loan products are becoming increasingly popular as they offer a flexible option for borrowers who don't qualify for traditional QM loans. This blog post will provide an overview of non-QM loan types, key differences between non-QM and QM loans, and the potential risks and benefits associated with offering non-QM loans.
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Preparing to Refinance Your Home
Thinking about refinancing your home? Learn how to check your credit score, gather financial documents, research lenders and loan products, and understand refinance costs and fees.
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The Different Types of Owner Occupied Non-QM Products
You are not limited to only one type of non-QM product. In fact, there are many different types of owner occupied non-QM products out there that you should consider.
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How to Calculate Debt Service Coverage Ratio (DSCR)
To find out about your DSCR, you'll need to know how much you pay for housing expenses, including principal, interest and insurance. Read more to find out!
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Veteran Loans - Eligibility and Requirements
This blog post provides an in-depth overview of the eligibility requirements for VA loans, a mortgage loan guaranteed by the U.S. Department of Veterans Affairs designed to help veterans and military personnel purchase a home or refinance an existing mortgage
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Introduction to Hard Money Lending: What it is and How it Works
Hard money lending, a type of loan secured by real estate collateral often used by real estate investors who need quick access to funds. Learn about how it works, its advantages and disadvantages, and whether it could be a viable option for your financial needs.
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Introduction to FHA Loans
Looking to buy a home but unsure of your mortgage options? Consider an FHA loan! This blog post explores what FHA loans are and how they differ from other types of mortgages. Learn about the benefits of FHA loans and whether they may be right for you.
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Non-QM Mortgages: Are They the Right Choice for Your Home Financing Needs?
What is a non-QM mortgage? A non-QM mortgage is a type of home financing that doesn't require you to qualify for a conventional mortgage.
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